Ontario legal information · Ottawa and Eastern Ontario
The useful question is more specific than the page title.
Not every act of ordinary family support becomes compensable, and the same hour should not be counted under multiple categories.2
Clinical or occupational evidence can help distinguish necessary attendant care, housekeeping, supervision and family assistance.
Keep responsibility, available coverage and actual loss in separate columns.
Legal route
The injured person's damages may include reasonable care needs.
Insurance or benefit route
An eligible relative may have a separate statutory claim for services and other losses.
Practical decision
SABS caregiver, attendant-care or housekeeping benefits depend on the policy date, purchased coverage and statutory test.
Build the record from material another person can verify.
Pre-injury division of household and care work.
Medical or functional reason assistance became necessary.
Contemporaneous care log and specific tasks.
Lost wages, invoices, benefit decisions and overlap analysis.
Protect the next date without pretending every claim follows one clock.
Start a proportionate log while the pattern is current.3
Submit required benefit forms and preserve civil dates independently.
How a personal injury lawyer may help with this insurance issue.
Legal work should identify the insurer's actual position, the evidence required to answer it and the practical consequences of accepting, disputing or settling the claim.
- Classify the kind of help
- Value without double counting
- Connect care to functional need
- Coordinate family and benefit routes
Not every file requires every step or legal representation. The work should respond to the actual dispute, evidence gap or decision that is approaching.
Sources and legal references
These official sources provide the legal and procedural foundation for this page. Their current wording and the facts of the claim control.
View 3 sources
- Ontario — Family Law Act
Ontario claims for specified losses arising from injury or death to a family member.
Back to footnote ↑ - Ontario — Statutory Accident Benefits Schedule
The current rules for Ontario automobile accident benefits.
Back to footnote ↑ - FSRA — After an accident
Current consumer information about Ontario accident benefits, applications and the July 2026 coverage model.
Back to footnote ↑