Ontario legal information · Ottawa and Eastern Ontario
The useful question is more specific than the page title.
A lack of suitable duties can support wage-loss evidence, but it does not automatically decide entitlement under an insurance policy.2
Accommodation law, employment rights and personal-injury damages overlap but are not interchangeable legal routes.
Keep responsibility, available coverage and actual loss in separate columns.
Legal route
The civil claim addresses earnings lost because of the injury and reasonable mitigation.
Insurance or benefit route
SABS, LTD, WSIB or employment benefits apply separate eligibility tests.
Practical decision
The employer decides operational options with functional information, not a demand for unnecessary diagnosis detail.
Build the record from material another person can verify.
Essential duties and available positions.
Current restrictions, duration and review date.
Written proposals, responses and reasons.
Earnings, benefits and job-search or retraining steps where relevant.
Protect the next date without pretending every claim follows one clock.
Set a medical review date rather than leaving the status indefinite.3
Respond separately to insurer proof requests and protect denial-review dates.
How a personal injury lawyer may use this information.
General information explains the framework. Legal advice should connect that framework to the event, the people and insurers involved, the available records and the deadlines in the individual claim.
- Compare duties to restrictions
- Document the accommodation exchange
- Map replacement income
- Revisit capacity as it changes
Not every file requires every step or legal representation. The work should respond to the actual dispute, evidence gap or decision that is approaching.
Sources and legal references
These official sources provide the legal and procedural foundation for this page. Their current wording and the facts of the claim control.
View 3 sources
- Ontario — Negligence Act
Apportionment of fault and contribution between people responsible for a loss.
Back to footnote ↑ - Ontario — Statutory Accident Benefits Schedule
The current rules for Ontario automobile accident benefits.
Back to footnote ↑ - Ontario — Limitations Act, 2002
Ontario's basic limitation and discoverability framework, subject to important exceptions.
Back to footnote ↑