Ontario legal information · Ottawa and Eastern Ontario
The useful question is more specific than the page title.
Ontario SABS permits examinations in defined circumstances, subject to statutory requirements.2
A short assessment may not capture fluctuation or work endurance; treating and functional records should provide longitudinal context.
Keep responsibility, available coverage and actual loss in separate columns.
Legal route
The insurer uses the report to make or maintain a benefit decision.
Insurance or benefit route
The insured person can challenge the reasoning through evidence and, where appropriate, the LAT.
Practical decision
The civil defendant may arrange a different litigation examination under court rules.
Build the record from material another person can verify.
Notice, questions and assessor discipline.
Complete records supplied to the examiner.
Accurate symptom and function account.
Report, insurer decision and treating response.
Protect the next date without pretending every claim follows one clock.
Review attendance obligations and reasonable accommodation promptly.3
Request the report and decision when available and calendar any dispute date.
How a personal injury lawyer may help with accident benefits.
A useful review should reduce the file to a defined benefit, disputed period, governing test and evidence problem—then explain the available response in plain language.
- Clarify the examination purpose
- Prepare an accurate chronology
- Compare the report with the record
- Respond to the actual denial reason
Not every file requires every step or legal representation. The work should respond to the actual dispute, evidence gap or decision that is approaching.
Sources and legal references
These official sources provide the legal and procedural foundation for this page. Their current wording and the facts of the claim control.
View 3 sources
- Ontario — Statutory Accident Benefits Schedule
Current Ontario automobile accident-benefit rules.
Back to footnote ↑ - Ontario — Insurance Act
Ontario insurance, automobile liability and accident-benefit framework.
Back to footnote ↑ - Tribunals Ontario — LAT-AABS laws and rules
Current accident-benefit tribunal legislation, rules and practice directions.
Back to footnote ↑