Ontario legal information · Ottawa and Eastern Ontario
What the page should help you decide
Record employer, duties, schedule, compensation components, absences, modified work and replacement income.2
For self-employment, preserve source documents and distinguish revenue, expenses and owner labour.
Keep the legal question, insurance route and next practical step distinct.
Legal question
Tort income loss applies Ontario damages rules and deductions.
Coverage or process
Accident benefits use their own income-replacement formula and proof.
Practical step
LTD, CPP disability, sick pay and employment benefits may affect cash flow and recovery.
Build the answer from records another person can check.
Pre-injury role, duties and earnings pattern.
Medical restrictions tied to work tasks.
Hours missed, reduced output and failed attempts.
Tax returns, payroll, contracts, ledgers, invoices and benefit statements.
Protect the next real date.
Preserve business and payroll records before systems roll over.3
Update the worksheet by period rather than recreating years of loss at the end.
How a personal injury lawyer may use this information.
General information explains the framework. Legal advice should connect that framework to the event, the people and insurers involved, the available records and the deadlines in the individual claim.
- Define the work baseline
- Document capacity change
- Separate every payer
- Reconcile gross and net figures
Not every file requires every step or legal representation. The work should respond to the actual dispute, evidence gap or decision that is approaching.
Sources and legal references
These official sources provide the legal and procedural foundation for this page. Their current wording and the facts of the claim control.
View 3 sources
- Ontario — Statutory Accident Benefits Schedule
Current Ontario automobile accident-benefit rules.
Back to footnote ↑ - Ontario — Insurance Act
Ontario's automobile insurance, tort-threshold and uninsured-automobile framework.
Back to footnote ↑ - Ontario — Rules of Civil Procedure
Current rules for civil proceedings and evidence-related steps.
Back to footnote ↑